First-class Coverage for Crop Farm Insurance
With crop season just around the corner, now is the time to start thinking about crop insurance. Ausure Griffith can help you with all your farm and crop insurance.
Ausure Griffith assists local clients in finding the right crop insurance. We are dedicated to helping farmers get the coverage to safeguard their livelihoods. We offer a variety of crop insurance products that can be tailored to meet your specific needs.
Traditional Crop Cover
Traditional crop cover incorporates the assets that have been covered for years. Typically, this includes fire and hail, with a requirement to declare the type of crop, expected yield (although some products will allow you to declare actual yield following harvest) and an agreed value (per tonne) for your planted crop. There may be additional benefits available for livestock straying, chemical overspray, transit, storage on the farm etc.
The types of crops we insure include:
-Wheat, barley, canola, lupins, field peas, oats
If you have any questions, please don’t hesitate to contact us.
Reviewing Sums Insured
It’s vital to make sure you understand that any claim settlement may be limited to the value of what you have insured your machinery, vehicles, buildings and products for. Without regularly reviewing your policies, there could be a chance you’re underinsured. Ensure you consider the delays and supply constraints that have also increased the value of your existing assets.
Opting for Cash Settlements at Claim Time
Insurance companies occasionally offer cash settlements. Be careful. Whilst this option gets the claim off the books, you become solely responsible for dealing with builders, suppliers, councils and planning authorities or sourcing replacement assets. Feel free to contact the Ausure Griffith team if you are unsure.
Crop insurance covers all of the below:
Crop cover for fire insurance crop, hail insurance crop, chemical overspray, straying livestock, broad ache crop insurance, storage and transit cover for harvested seed.
We understand that every farm is different, and we will work with you to tailor a policy that meets your specific requirements. Contact us today if you’d like a crop quote or more information about crop insurance Australia.