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Home / Our Services / Landlords

Specialist Landlords Insurance

Landlords Insurance offers financial protection for landlords for their property.
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  • Frequently Asked Questions

Detailed Landlords Insurance

Landlords insurance offers protections for property owners if you need repairs or replacement for your home in the event of vandalism, theft, flood, natural disasters, fire, and more. Each policy can be customised to suit the unique risks and hazards facing you.

Ausure Griffith can cover you whether you own just one property or twenty. Our team can help you with managing your expenses by tailoring your policy so that you’re only paying for the cover that you need. Depending on the level of coverage you require, we can offer property only insurance, contents insurance, or a combination of the two.
While landlords insurance can cover lots of the same assets as regular home insurance, it also covers the unique risks that come with renting out property too.
This policy can offer financial protection for all property types, including houses, apartments, townhouses, granny flats, and even units within retirement homes.

If you have any questions about Landlord insurance, then contact the Ausure Griffith team today. We can assist you in deciding if this policy is right for you and explain any possible exclusions.

Answering all your frequently asked questions

What’s covered in landlord insurance?
Insurance policies can differ depending on your circumstances and the coverage level you select. Some of the things that can be included in this policy include; if your tenant fails to pay rent, theft, vandalism, content, and furnishings. Additionally, this policy can protect you in the event that a storm or fire damages your property.
If the Landlord moves into the property can it still be covered under Landlords Insurance?
Typically, if the landlord has taken up permanent residence in the property it cannot be insured under the same Landlords policy anymore. It’s best to contact your Ausure Griffith broker and ask for more information if this occurs.
When should I purchase Landlords Insurance?
You can take out landlords insurance from the moment you purchase a property with the intent to lease it out. Liability exposure can start as soon as potential tenants are being shown the property, even if the house is still vacant.
What isn’t included in Landlords Insurance?
Every policy has exclusions and limitations. For Landlords insurance these limitations can include building defects, neglect, wear and tear, mould, tenant repairs, or regular maintenance costs.

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General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.

Ausure Griffith Pty Ltd – ABN 12 345 678 901 is an Authorised Representative of Ausure Pty Ltd – ABN 94 096 971 854 AFSL 238433

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